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Steven

Steven Gray

National Director of Recruiting

Phone:970-699-2401

Email:Steve.gray@citywidehm.com

Hello, welcome to my page.

I’ve spent nearly 15 years in recruiting, with the last five dedicated to the mortgage industry. My focus has always been simple: build strong teams, find great people, and help branches grow the right way. I’ve recruited and developed high-performing loan officers across multiple markets, and I’m known for connecting quickly and placing talent where they can truly thrive.

Working in both recruiting and origination gives me a clear view of what loan officers, branches, and leaders need to succeed. I enjoy creating healthy culture, supporting growth, and helping teams perform at their best.

On the personal side, I live in Northern Colorado with my beautiful wife and our two daughters. When I’m not working, you’ll usually find me on the golf course or somewhere in the mountains soaking up the fresh air.

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

All-in-One Solution

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